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Vintage Cooperatives

Why Planning Ahead Matters

Shona Schmall - Friday, March 03, 2017

Planning ahead is something that nearly everyone would agree is important. Whether it is for school, a job, or retirement, we have all learned or even experienced first-hand how efficient planning ahead can be. Still, most people ignore the positives and shrug it off as too much work or pointless. Take a closer look at planning for retirement and see just how important and advantageous thinking a few steps ahead can be.

 

The first benefit of planning ahead is that it helps with stress. The quickest way to see this in action is to ask any college student while they are studying for final exams. Chances are, they put off studying until the last minute, and ended up more stressed out than they needed to be. Imagine if they had taken the time to make a studying schedule a few days prior. They would be much more at ease. Potentially, they could’ve ended up studying better . . . which leads us to the second benefit of planning ahead: better results.

 

You will virtually always get a better final result when planning ahead. Taking the time to plan intentionally gives your brain more time to think and make well-informed decisions. Take planning a wedding, for example. Imagine the different results that would arise from planning a wedding in a week versus planning a wedding over a whole year. There would be less impulse decisions, more contemplation and discussion, meaning the big day goes off without a hitch. And if any arise, there’s a back-up plan in place!

 

The third main advantage of planning ahead is that it can save you money. Similar to making a list before heading to the grocery store so you don’t end up buying more than you need, talking through your finances now and exploring your options encourages a thorough thought-process. When applied to making purchases, this can result in incredible savings. At Vintage Cooperatives, since the initial share costs are low, a portion of the proceeds from the sale of your home is used to purchase a share in the cooperative, leaving the remainder of your equity to invest, save, or spend on personal enjoyments. And the interest from investing equity can be used to pay a portion of the monthly fee, therefore reducing monthly living costs!

 

It is easy to see how effective planning ahead can be for a number of reasons. Maybe you have been considering downsizing to cooperative living for some time now, but have not begun planning. Do not put it off any longer, the sooner you begin to plan, the better!

 

At Vintage Cooperatives, we currently have available reservations in Ankeny, Johnston, West Des Moines, and Iowa City! Contact us to learn more about what it could look like for you to live at Vintage Cooperatives.

 

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